Jiraaf: Listed & Secured Bond Investments | Online Bond …
Follow these simple steps & earn!
01
Create an account on Jiraaf and get your referral link
02
Share the referral link with your family & friends and let them register using your referral link (this is important)
03
You earn cash rewards when your friends make a bond investment of ₹1 Lakh* or more within 60 days of registering on the platform
*Kindly complete your KYC and provide bank information to receive referral rewards into your account
Refer. Earn. Repeat.
Your Referral Link
Click Here Open
Bonds groove into every portfolio
Whatever your goal, age, or appetite for risk. No matter where you stand on the pyramid — there’s a bond for you.
Jiraaf is a SEBI-registered Online Bond Platform Provider (OBPP) that allows retail investors in India to digitally invest in listed and secured corporate bonds, government securities, and alternative fixed-income assets. The fintech platform democratizes debt investments by lowering entry thresholds, which historically required heavy institutional capital. [1, 2, 3, 4]
Key Features of Investing via Jiraaf
- Accessible Entry Point: Investors can start buying listed corporate bonds from as low as ₹1,000. [3]
- Target Returns: Offers fixed-income yields typically ranging between 10% to 14% p.a. depending on the issuer’s risk profile. [5, 6, 7]
- Asset-Backed Security: Focuses heavily on secured bonds, which are backed by collateral (like corporate receivables or property) to give investors a priority claim in case of issuer default. [8, 9]
- Regulated & Visible: Every bond listed is regulated by the Securities and Exchange Board of India (SEBI) and directly credits to the investor’s individual Demat account. [10, 11]
- Advanced Research Layer: Jiraaf is the first OBPP platform in India to provide SEBI-registered Research Analyst (RA) reports directly to retail users at the individual bond level. [12, 13]
Available Product Categories
| Asset Type | Target Tenure | Key Characteristics |
|---|---|---|
| Corporate Bonds | 12 to 36 Months | Higher yields than traditional FDs; credit-rated by external agencies (ranging from AAA to BBB-). |
| Securitized Debt Instruments (SDIs) | Varies | Term pool-based assets that offer structured cash flows. |
| Government Securities & T-Bills | Short to Medium Term | Sovereign-backed instruments with virtually zero credit risk. |
| High-Yield Corporate FDs | Flexible | Curated corporate fixed deposits offering non-volatile, predictable returns. |
Risk and Safety Considerations
While Jiraaf functions as a regulated broker and boasts a strong historical track record of timely payouts, fixed-income corporate debt is not completely risk-free. Investors face incremental credit risk (issuer defaults) and potential rating downgrades depending on the underlying financial health of the borrowing companies. [3, 5, 14, 15, 16]
Furthermore, a significant operational note for investors to keep in mind is that Jiraaf’s parent entity, AI Growth Pvt Ltd, was included in a SEBI interim ex-parte cease-and-desist order in late 2024. Though the platform continues its standard OBPP brokerage activities in compliance with active norms, keeping track of regulatory changes is recommended. [3, 5]
Would you like me to build a step-by-step onboarding guide for alternative debt platforms, or should we run a yield-to-maturity (YTM) calculation to see what your post-tax returns could look like on a specific bond type?
Read more
for more refer Gemini website click here
for more refer Artificial Intelligence website click here